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References
Category:Presentation software, however, the endorsement expressly protected the court reporter from liability arising from injury "resulting from the administration of this law." Thus, the endorsement clearly sets forth the parties' expectations and clearly limits the scope of coverage. We see no reason, in interpreting an insurance contract, why we should ignore an explicit exclusion from coverage when it is in accord with the scope of coverage. Accordingly, we conclude the endorsement bars this claim.
In reaching this conclusion, we recognize that the pro se plaintiff has no duty to negotiate the limits of coverage when requesting an endorsement from the insurance company. See Jones, 705 So.2d at 668 (observing that "an insured does not have a duty to clarify or clarify an ambiguity or omission in an insurance policy"); see also 42 C.J.S. Insurance § 219 (1991) ("The duty to clarify or to explain ambiguities or to inform an insured of special limitations upon an insurer's liability is the responsibility of the insurer."); 7A JOHN MACARTHUR A MILLER, MACMILLAN INFIRMARY & MEDICINE § 45:660, at 556 (2d ed. 1992) (stating that when an insured is negotiating with a company for insurance, "the insurer has no duty to inform the insured of the availability of an endorsement or the limits on the insurer's liability"); 16A APPLEMAN, INSURANCE LAW AND PRACTICE § 8667, at 288-89 (1981) (noting the rule that "when an insured has full and timely knowledge of the coverage desired by the insured, the insurer has no duty to tell the insured that he does not have it"). The insured may also assume the insurance company has read the policy, or the terms of the coverage are clear to the insured. Id.
In this case, however, the policy did not clearly set forth the coverage sought, and therefore, the plaintiff had no duty to determine the scope of the coverage. Further, there is no indication that the plaintiff was informed of the limitations on coverage contained in the endorsement. Accordingly, we conclude the plaintiff may recover under the policy, but only to the extent that the endorsement does not bar 01e38acffe
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Transition Pack 1 & 2 ProShow Producer Pack 5 Vol. 1.rar
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HDR/ProShow Designer Pack 1 & 2.rar
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iMovie ProShow Producer 5.1.2.12 MAC 6.0.2.12
iMovie ProShow Producer 5.1.2.12 MAC 6.0.2.12.part1.rar
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iMovie ProShow Producer 5.1.2.12 MAC 6.0.2.12.part5.rar
iMovie ProShow Designer 6.0.2.12 MAC 6.0.2.12
iMovie ProShow Designer 6.0.2.12 MAC 6.0.2.12.part1.rar
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iMovie ProShow Designer 6.0.2.12 MAC 6.0.2.12.part3.rar
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ProShow Producer StylePack Vol. 1-2-3-4-5.zip
StylePack ProShow Producer Vol.1.rar
StylePack ProShow Producer Vol.2.rar
StylePack ProShow Producer Vol.3.rar
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StylePack ProShow Producer Vol.5.rar
HDR/ProShow Designer Pack 1.rar
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